We’ve all heard it: “Don’t shop on an empty stomach.”
And when you’re trying to save money, especially during times of inflation, that advice rings even truer.
Walking into a grocery store hungry and without a plan is a surefire way to spend more than you intended—and end up with a cart full of things that don’t support your health or fitness goals.
You’ve probably been there:
The fridge is bare, you’re short on time, and before you know it, you’re tossing items into your cart at random. No checking for deals, no comparing prices, no scanning labels or quantities—just instinct buys, often influenced by flashy displays and cravings.
What happens next?
- You overspend.
- You bring home calorie-heavy, convenience foods you don’t need.
- Your purchases don’t align with your fitness goals.
- You buy more than you can eat, leading to either food waste or overeating.
A better mantra?
“Never shop without a plan.”
When you head to the store with a clear strategy, you’re more likely to stay on budget, reduce waste, and stick to your health goals.
Step One: Make a Monthly Meal Plan
This might sound overwhelming, but it’s easier than you think. You can:
- Repeat the same weekly meal plan four times.
- Or use a weekly template and rotate recipes to keep it fresh.
Either way, mapping out your meals gives structure to your shopping and spending.
From there, break your shopping into two parts:
- Monthly purchases (for staples and bulk items)
- Weekly purchases (for fresh and perishable foods)
Monthly Shopping: Bulk Up Smartly
Stock up once a month on non-perishables and items that get used regularly. Buying in bulk often saves money—as long as you use what you buy.
Examples of good monthly items:
- Oatmeal, pancake mix
- Condiments, canned goods
- Frozen fruits and vegetables
- Egg whites (check shelf life!)
- Meats (if you have freezer space)
Buying meat in bulk? Pre-portion and freeze it to match your planned meals. Just remember to move portions to the fridge ahead of time so they’re ready when you need them.
Bonus Tip: If a friend or family member shares your dietary preferences, you could buy in bulk together and split the savings—and the groceries.
Wholesale clubs like Costco can offer major discounts. For instance:
- A 1L ketchup bottle might cost $4.49 at a regular store.
- At a warehouse club, two 1.25L bottles could cost less per liter—saving you over a dollar.
Another example:
- A 225g box of Kraft Dinner may cost $1.57.
- But in bulk, a 12-pack of larger 340g boxes can drop the cost to $1.33 each.
Caveat: Don’t buy in bulk just because it’s cheap. Only stock up on what you’ll actually use.
Also, take advantage of sales. If chicken breasts are $12.10/kg on sale versus the regular $14.31/kg, stocking up can save you $6–$10 easily if you’ve got freezer space and a plan.
Weekly Shopping: Stay Fresh & Focused
Not everything lasts a month—especially the healthy, fresh stuff.
Weekly shopping trips let you buy just what you need in the right quantities. Less food waste = more savings.
Plan for:
- Fresh fruits and vegetables
- Milk, eggs, yogurt
- Fresh bread and bakery items
Notice you’re not finishing certain items in time? Adjust next week’s list accordingly. Over time, you’ll find your rhythm.
As you shop weekly, you’ll get better at spotting sales and making smart swaps. If romaine is expensive this week but spinach is on sale, pivot your plan and save a few bucks.
Occasionally, you’ll stumble on unadvertised deals. Great! Just make sure the item fits into your meal plan. Don’t stock up on things “just because.”
With weekly shopping, you’ll:
- Waste less food by buying only what you’ll use.
- Avoid last-minute takeout splurges because you’ll always have meals ready to go.
- Score deals on essentials thanks to regular store visits and price awareness.
It All Starts with a Plan
Once your meal plan is in place, monthly and weekly grocery lists become quick work. The more you stick to your plan, the more efficient (and cost-effective) it becomes.
Let’s say your monthly food budget is $1,000. You might allocate:
- $400 for a big monthly stock-up
- $150 per week for fresh items
This approach helps you adjust as needed if sales pop up or you want to take advantage of a bulk deal.
Feeling overwhelmed by the idea of planning a whole month? Start small:
- Plan just the next three days.
- Shop for only what you need for those meals.
You’ll be testing the waters—and building mini “meal blocks” that you can reuse later in a full monthly plan.
The Bottom Line: Plan, Shop, Save
It all comes down to two things: a meal plan and a grocery list.
Skip the panic buys and impulse snacks, and you’ll find yourself spending less and eating better.
Need help connecting your meal plan to your fitness goals?
We’re here to help—just reach out!